Insurance
Products
Services
Resources
Risk management
Church guides
Other resources
Risk Management Electric bikes

Electric bikes

Risk Management Electric bikes
Risks associated with electric bikes and how to manage them.

As the use of e-bikes continues to rise in popularity, there has been a significant increase in fires linked to battery charging. These fires have resulted in damage to homes, serious injury, and sadly, some fatalities.

Electric bikes all come with rechargeable batteries, typically charged using a cable plugged into a 13-amp wall socket. These devices are powered by lithium-ion batteries, which can become unstable if they are not used properly, or become damaged or overcharged, which can lead to the battery and device catching fire and releasing toxic smoke.

To reduce the likelihood of an incident, we recommend the following:

  • Follow the manufacturer’s instructions when charging your device, and never use charging equipment that isn’t compatible with the make of your e-scooter, e-bike, etc.
  • Always buy your charging equipment from a reputable retailer or directly from a manufacturer who will perform rigorous tests to ensure their products meet UK safety standards. This will ensure that the battery charging commences at the right level and ceases before overcharging occurs.
  • Do not use a battery that has signs of damage, has received a sharp blow, has been dropped, or is in poor condition. Replace it with a new one compatible with your bike.
  • Batteries should not be left to charge unattended overnight or when your home is unoccupied.
  • Avoid leaving items continually on charge after the charge is complete.
  • Unplug battery chargers when not in use.
  • Ensure you frequently check your charging cable for wear and tear and replace it if any damage is evident.
  • If you are charging from a 13A mains socket in your home, ensure the wiring in your property has been checked before doing so. Old wiring may not cope with the demand from charging your device.
  • Think carefully about where to charge the bike; it may be convenient to use the hall or entrance lobby to your house, but make sure you can safely exit your home should an incident occur.
  • No flammable or combustible material should be within 2 metres of the charging point.
  • You should ensure that the charging area is covered by a combination smoke/heat alarm.
  • Consider purchasing a lithium battery fire extinguisher, designed to help tackle lithium-ion battery fires.

Insuring your electric bike

Baptist home insurance policies can cover your e-bike but if it’s worth more than £750 you will need to let us know as there will be some precautions you need to take.

When storing your bike at home lock your bike to a permanent fixture in a secure shed, garage, or outbuilding.

When using your e-bike away from home, use a high-quality lock and learn how to lock your bike properly.

Read more in our bicycle article

Fire safety documents

View all

Risk advice line

Baptist Insurance customers can contact our experts on:

0345 600 7531

Lines open 9am – 5pm Monday - Friday (excluding bank holidays)

Home insurance articles

Security

Withdrawal of BT Redcare alarm signalling products – an insurer view

How are you affected by BT's decision?

Security

Shed security

The contents of your sheds and other outbuildings might add up to more than you think. Make sure you keep them secure.

Home insurance

Accidental damage cover

Accidents can happen at any time, so it’s a good idea to ensure you have the right cover to suit your needs.

Security

A guide to church scaffolding

The presence of scaffolding on any building can seriously compromise security, the following requirements are therefore important to acknowledge.

Home insurance

What is home emergency cover?

Home emergency cover is included in Baptist home insurance policies and gives 24-hour access to rapid-response contractors.

Guides

A guide to unoccupied buildings

Taking a proactive approach to managing unoccupied churches can help preserve these buildings for future use.

Community

Providing warm spaces

In response to the fuel crisis, many churches from all faiths are opening their buildings to provide a warm space to people experiencing fuel poverty.

Fire safety

Electric bikes

Risks associated with electric bikes and how to manage them.

Security

Personal safety

Working alone can present new risks and in some situations, extra caution is required to remain safe.

Home insurance

Secure bicycle storage

Bicycles can be easy targets for thieves. Baptist home contents cover automatically includes bicycles as long as you have taken some precautions.

Home insurance

Updates to your Cover

Temporary accommodation for refugee guests extending to all refugees April 2022

Environmental

Solar panels (Photovoltaic systems)

Solar photovoltaic (PV) systems are often known as solar panels. Though there are few risks, our guidance highlights some considerations to make before installation.

;